Transparent rates
Interchange-plus available. No hidden markups, no mysterious PCI fees, no monthly minimums.
Run your restaurant · The engine behind $0/month
Payments that pay for everything else.
Transparent rates. Same-day funding. PCI DSS Level 1 compliant. And because you're processing with us, the entire restaurant operating stack is on us — POS, ordering, kiosk, SMS, AI phone, all of it.
Included at $0/month with Labrador Payments · No multi-year lock-in
Capabilities
What you get.
Same-day funding
Funds in your account the same business day for most accounts. No more Friday-to-Monday waits.
PCI DSS Level 1
The highest compliance tier. We handle the audits so your restaurant doesn't have to.
Every way to pay
Chip, swipe, tap, Apple Pay, Google Pay, online, by phone, by text — all one account.
Unified analytics
Payments flow into the same dashboard as sales, tips, and labor. One source of truth.
24/7 US support
Real humans, on a real phone, any hour of any day. Not a chatbot, not an offshore script-reader.
By the numbers
Built to move the needle.
Same-day
Funding
PCI L1
Compliance
$0/mo
Software unlocked
24/7
US support
Part of the stack
Plays nicely with the rest of Labrador.
This isn't a bolt-on. It's built to share one menu, one guest list, and one dashboard with the other twelve systems.
- One account funds all channels: in-store, online, kiosk, AI phone
- Same rate whether the guest is dine-in or ordering online
- Tips, tax, and refunds reconciled automatically to POS reports
- Disputes and chargebacks managed from the manager dashboard
- Processing triggers the $0/mo software bundle — no extra signup
18
systems, one login
Everything integrated by default.
Related solutions
Works beautifully with
Questions, answered
Payments FAQ
You pick the model that fits you: interchange-plus — interchange + a small, fixed basis-point markup, usually at or below your current processor — or a $0-fee program where card processing costs you nothing. Use the savings calculator to compare both, then upload a statement for your exact numbers.
No PCI fees, no statement fees, no monthly minimums, no surprise "network access" line items. What we quote is what you pay.
Fully supported where legal. We configure the right signage, receipt language, and reports to keep you compliant with state and card-brand rules.
That's how the whole stack comes in at $0/month — Labrador earns on processing, so running payments with us is what makes the software free. Most operators find our rates at or below their current processor (interchange-plus or a $0-fee program), so switching usually saves on both software and processing. See pricing.